BBMR
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.jpg) Torre BBMR, the bank's headquarters in Monterio | |
| BBMR | |
| Sociedad anònima de capital variable | |
| Traded as | |
| ISIN | PAC100022SF088 |
| Industry | Financial services |
| Predecessors |
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| Founded | January 25, 1810 |
Area served | Multinational |
Key people |
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| Products | |
| Revenue |  Ð 51.85 billion (2022) |
 Ð 12.29 billion (2022) | |
| AUM | Ð 958.6 billion (2022) |
| Total assets | Ð 1.363 trillion (2022) |
| Total equity | Ð 102.58 billion (2022) |
Number of employees | 238,660 (2022) |
| Divisions |
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| Capital ratio | Tier 1 16.314% (2022) |
| Website | bbmr |
Banco Bursatíl de Monterio y Roquereda SACV (doing business as BBMR) is a Pacitalian multinational investment bank headquartered in Monterio. It is the third-largest bank in Pacitalia by both assets and market capitalization as of 2022. It is also one of the country's longest operating banks, with its oldest ancestor institution dating to 1754.
As one of Pacitalia's "Big Six" banks, the firm is considered a globally and systemically important financial institution. The bank is headquartered in the BBMR Tower, an iconic skyscraper located on Monterio's Avenida Bolivaria. BBMR is listed on the Mandragora Stock Exchange (MaX) and is a core component of the MBEX 25, the Timiocato Mercantile Exchange, and the PAX800.
BBMR was founded in 1810 by the merger of three smaller banks in Marquería – Banco Química y Ingenieria Marqueríana (BQIM, the Marquerian Chemical and Engineering Bank), Banco Bursatíl de Roquereda, and Banco de Monterio, with the latter two contributing their namesakes to the newly merged bank.
The unification of these firms was a strategic gambit by the three banks, who believed a much larger, Marquerian-owned and headquartered financial institution would better aid business in the region, and attract investment and capital that would help Marquería compete with the then-much richer southern half of the country. Today, BBMR is the largest financial institution on the Foringanan continent that is not headquartered in either Timiocato or Mandragora.
BBMR's pedigree – with BQIM originally founded as a commercial specialty bank — has allowed it to transform into the largest modern commercial bank in Pacitalia. In addition to its large commercial franchise, the bank has significant personal banking operations, and, overall, holds Ð 1.363 trillion ($3.748 trillion) in total assets as of fiscal year-end 2022. It has provided a shareholder dividend all but twice in its history, including an uninterrupted payout streak dating to 1843.
As of 2023, similar to other large Pacitalian banks, the company operates in multiple areas of financial service practice – retail and business banking, investment banking, personal and commercial lending, credit cards, and wealth management. BBMR has been ranked in the top 10 of the Giornale d'Economia's Repubblica 100, an annual list of the largest Pacitalian corporations by revenue, every year since 1997.
The bank has earned a reputation for stability and caution and has famously had a strictly conservative approach to finance. BBMR pioneered the concept of minimum capital ratio requirements held by banks to ensure they had sufficient liquidity to cover their riskiest assets. This practice was later adopted in regulatory reforms by the Pacitalian government, which now requires all banks to do so.