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The '''Public Alms''' scheme is the state benefit programme in [[Great Nortend]]. It provides a number of welfare services for [[Subjectship of Great Nortend|Erbonian subjects]] including housing, pensions, poor relief, legal alms and medical alms. The scheme is administered by the Lord High Almoner and the Board of Almoners. The modern Public Alms scheme is authorised under the ''Lord High Almoner's Act'' 18 Edm. IX p. 44 passed in 1920 which created the Board of Almoners. The scheme does not include other state services, such as public schooling, police services or fire services, which are provided under different arrangements.
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| type = Public social programme
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| image =  File:Prudential_Assurance_Building_1_(6266184307).jpg
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| image_caption = Almonry House
| formed = 1920
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| jurisdiction = Great Nortend
| headquarters = Almonry House, [[Lendert-with-Cadell]], Great Nortend
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The '''Public Alms Service''' is the state benefit programme in [[Great Nortend]]. It provides a number of welfare benefits for [[Subjectship of Great Nortend|Erbonian subjects]] including housing, pensions, poor relief, legal alms and medical alms. The scheme is administered by the Lord High Almoner and the Board of Almonry. The modern Public Alms are authorised under the ''Lord High Almoner's Act'' 18 Edm. IX p. 44 passed in 1920 which created the Board of Almonry, headed by the Lord High Almoner. The Service does not include other state services, such as public schooling, police services or fire services, which are provided under separate arrangements.
 
==Types of Benefits==
The Lord High Almoner currently provides sixteen specific benefits across three principal categories. These are:—


==Types of Alms==
The Lord High Almoner currently provides alms in sixteen different categories. These are:
'''Common Alms'''
'''Common Alms'''
* Old-age pension
* Old-age pension
* Widow's pension
* Widows' pension
* Orphan's pension
* Invalidity pension
* Invalidity pension
* Orphans' pension
'''Poor Alms'''
* Housing alms
* Housing alms
* Sick alms
* Sick alms
* Unemployment alms
* Unemployment alms
* Legal alms
* Legal alms
* Winter alms


'''Medical Alms'''
'''Medical Alms'''
* Consultation services
* Consultation subsidy
* Treatment services
* Treatment subsidy
* Surgery services
* Surgery subsidy
* Hospital services
* Hospital subsidy
* Nursing services
* Nursing subsidy
* Medicament services
* Medicament subsidy
* Appliance services
* Appliance subsidy
 
The Lord High Almoner may also grant Especial Alms for those in special circumstances not covered by the regulation benefits.
==Funding==
[[File:National_Health_and_Pensions_Insurance_Contribution_Card_class_A_1942-43.jpg|thumb|A Public Alms Service subscription card for the [[Civil year of Great Nortend|Michaelmas and Epiphany terms]].]]
Public Alms are funded by subscriptions and [[Taxation in Great Nortend|taxation revenue]]. Every person employed by another in a master-servant employment relationship is required to register as a Subscriber to the Service. Self-employed workers may also voluntarily subscribe. Subscriptions are paid in the form of stamps, purchased at a Post Office. These are pasted every week or fortnight on a card which is posted to the Board of Almonry every six months. The responsibility is placed on the master to purchase and paste stamps, who is entitled to recover a proportion thereof from the servant's pay.


'''Especial Alms'''
The weekly rate of Public Alms subscriptions is based upon the salary or average wage of the Subscriber, as well as living circumstances. The subscription for a married man with under the age of 21 is one and a half times that of a childless bachelor. Subscribers with more than two children incur increased subscriptions.


==Eligibility==
==Eligibility==
Generally, only [[Subjectship of Great Nortend|subjects]] are eligible to apply for alms.
===Common Alms===
===Common Alms===
Subjects become eligible for Common Alms based upon their years of contributions to the Public Insurance scheme. The fortnightly minimum value of Public Insurance contributions is based upon the salary or wage of the contributor, as well as living circumstances. A family, including husband, wife and children, are covered under a single Public Insurance contribution rate, which is one and a half times that of an ordinary worker. Families with more than two children incur increased contributions.  
Persons generally become eligible to apply for Common Alms based upon their years of contributions to the fund of the Public Alms Service.  


A person will be eligible for Full Alms if he has contributed to the Public Insurance scheme for over thirty-five years. A person is eligible for Three-Quarter Alms if he has contributed for over twenty-five years. A person is eligible for Half Alms if he has contributed for over fifteen years. A person is eligible for Quarter Alms if he has contributed for over five years. The value of most pensions are calculated based upon the number of years of contributions paid into the scheme. Similarly, the provision of almshouses, sick alms, unemployment alms and legal alms are all based upon Public Insurance contributions.  
A person will be eligible to apply for Full Alms if he has contributed to the fund for over thirty years. A person is eligible to apply for Three-Quarter Alms if he has contributed for over twenty years. A person is eligible to apply for Half Alms if he has contributed for over ten years. A person is eligible to apply for Quarter Alms if he has contributed for at least one year. For those persons who by reason of invalidity are unable to contribute sufficiently to the Public Alms Service, a deemed number of years for contribution is calculated based upon the degree of invalidity, age, living circumstances and means.  


For those persons who by reason of invalidity have not contributed sufficiently to the Public Insurance scheme, a deemed number of years for contribution is calculated based upon the degree of invalidity, age, living circumstances and means.  
In the case of the death of the subscriber, eligibility is calculated on the basis of the deceased husband or father's constributions. Payments made before conviction of a felony are forfeited as part of general forfeiture rules.


===Medical Alms===
===Medical Alms===
Eligibility for Medical Alms is not entirely based upon Public Insurance contributions. All subjects are entitled to Basic Medical Alms, which covers (despite its name), a quarter of the charged fee, up to the maximum amount prescribed in the Medical Schedule to the ''Lord High Almoner's Rules''. Subjects who receive Quarter, Half, Three-Quarter or Full Common Alms or would be eligible for the corresponding grade of Medical Alms, which covers a third, half, two thirds and all of the charged fee, up to the maximum amount prescribed.
All subjects are ''prima facie'' entitled to apply for medical and poor alms. The level of coverage depends on the patient's level of entitlement for Common Alms. The base coverage is at 50 per cent; however, coverage can go up to 100 per cent for those eligible for Full Alms.  
 
===Tests===
Though subscribers may be entitled to apply for alms, they may not receive it if they do not meet any relevant tests. Importantly, Poor Alms are means tested given their purpose of helping the indigent poor. More specifically, each category of alms has its own specific requirements for eligibility. For example, unemployment alms require the recipient to have been let go involuntarily from employment and to demonstrate active searching for work. Medical alms require the patient to have a genuine medical need. The various tests are listed in the ''Lord High Almoner's Rules'' published annually.


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Latest revision as of 04:10, 23 December 2020

Public Alms Service
GNBOA.png
Prudential Assurance Building 1 (6266184307).jpg
Almonry House
Public social programme overview
Formed1920
JurisdictionGreat Nortend
HeadquartersAlmonry House, Lendert-with-Cadell, Great Nortend
Public social programme executive
  • The Rt. Rev'd the Lord High Almoner, Lord Master of the Board of Almonry
Parent departmentBoard of Almonry

The Public Alms Service is the state benefit programme in Great Nortend. It provides a number of welfare benefits for Erbonian subjects including housing, pensions, poor relief, legal alms and medical alms. The scheme is administered by the Lord High Almoner and the Board of Almonry. The modern Public Alms are authorised under the Lord High Almoner's Act 18 Edm. IX p. 44 passed in 1920 which created the Board of Almonry, headed by the Lord High Almoner. The Service does not include other state services, such as public schooling, police services or fire services, which are provided under separate arrangements.

Types of Benefits

The Lord High Almoner currently provides sixteen specific benefits across three principal categories. These are:—

Common Alms

  • Old-age pension
  • Widows' pension
  • Invalidity pension
  • Orphans' pension

Poor Alms

  • Housing alms
  • Sick alms
  • Unemployment alms
  • Legal alms
  • Winter alms

Medical Alms

  • Consultation subsidy
  • Treatment subsidy
  • Surgery subsidy
  • Hospital subsidy
  • Nursing subsidy
  • Medicament subsidy
  • Appliance subsidy

The Lord High Almoner may also grant Especial Alms for those in special circumstances not covered by the regulation benefits.

Funding

A Public Alms Service subscription card for the Michaelmas and Epiphany terms.

Public Alms are funded by subscriptions and taxation revenue. Every person employed by another in a master-servant employment relationship is required to register as a Subscriber to the Service. Self-employed workers may also voluntarily subscribe. Subscriptions are paid in the form of stamps, purchased at a Post Office. These are pasted every week or fortnight on a card which is posted to the Board of Almonry every six months. The responsibility is placed on the master to purchase and paste stamps, who is entitled to recover a proportion thereof from the servant's pay.

The weekly rate of Public Alms subscriptions is based upon the salary or average wage of the Subscriber, as well as living circumstances. The subscription for a married man with under the age of 21 is one and a half times that of a childless bachelor. Subscribers with more than two children incur increased subscriptions.

Eligibility

Generally, only subjects are eligible to apply for alms.

Common Alms

Persons generally become eligible to apply for Common Alms based upon their years of contributions to the fund of the Public Alms Service.

A person will be eligible to apply for Full Alms if he has contributed to the fund for over thirty years. A person is eligible to apply for Three-Quarter Alms if he has contributed for over twenty years. A person is eligible to apply for Half Alms if he has contributed for over ten years. A person is eligible to apply for Quarter Alms if he has contributed for at least one year. For those persons who by reason of invalidity are unable to contribute sufficiently to the Public Alms Service, a deemed number of years for contribution is calculated based upon the degree of invalidity, age, living circumstances and means.

In the case of the death of the subscriber, eligibility is calculated on the basis of the deceased husband or father's constributions. Payments made before conviction of a felony are forfeited as part of general forfeiture rules.

Medical Alms

All subjects are prima facie entitled to apply for medical and poor alms. The level of coverage depends on the patient's level of entitlement for Common Alms. The base coverage is at 50 per cent; however, coverage can go up to 100 per cent for those eligible for Full Alms.

Tests

Though subscribers may be entitled to apply for alms, they may not receive it if they do not meet any relevant tests. Importantly, Poor Alms are means tested given their purpose of helping the indigent poor. More specifically, each category of alms has its own specific requirements for eligibility. For example, unemployment alms require the recipient to have been let go involuntarily from employment and to demonstrate active searching for work. Medical alms require the patient to have a genuine medical need. The various tests are listed in the Lord High Almoner's Rules published annually.

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