UBS
 The Three Keys represent the three brothers | |
| Bank | |
| Traded as | UBS CSE |
| Industry | Investment banking Wealth management Private banking Investment management Asset management Corporate banking Retail banking |
| Headquarters | , |
Number of locations | 526 |
Area served | Worldwide |
Key people | Arthur Unitsen (CEO) |
| P8,675,822,000 | |
| AUM | P1,467,000,000,000 |
| Total assets | P919,122,342,110 |
| Total equity | P50,342,444,000 |
| Owner | Unitsen Family |
Number of employees | 62,100 |
| Subsidiaries | Mercator Group Argic-Aurelian Banking Group Bourbon Welath Management Radnor Stock Brokership |
| Website | www.ubs.com |
The Unitsen Bank of Southerland is a PyeMcGowian Multinational bank. It is PyeMcGowan’s second-largest bank and one of Argis’ oldest banks. It is also considered one of Eurth’s largest banks. The Bank was founded by three Unitsen brothers in Southerland, that had recently inherited their father’s shipping business, which was making a steady profit from the settling of Argis throughout the 14th and 15th centuries. The three brothers were keen to start a bank, handing out loans for eager settlers. After a decade they were dominating the Argic Market, rivalling Europa’s large banks. They became practically royalty, with lands granted by monarchs, and arranged marriages with noble families, including James Unitsen the third, marrying Princess Elen, second in line to the throne at the time, and mother of King Richard of PyeMcGowan.
Apart from private banking, UBS provides wealth management, asset management, and investment banking services for private, corporate, and institutional clients with international service. UBS manages the largest amount of private wealth in the world, counting approximately half of the world's billionaires among its clients. UBS is considered a global primary market maker. The bank also maintains numerous underground bank vaults, bunkers, and storage facilities for gold bars around the Flanaber Mountain Range and internationally. Partly due to its banking secrecy, it has been at the centre of numerous tax avoidance investigations undertaken by the Bank of PyeMcGowan and The Government of PyeMcGowan, along with multiple other nations.
Wealth Management
UBS's wealth management division offers high-net-worth individuals around the world a range of advisory and investment products and services. As of the end of 2016, UBS Wealth Management's invested assets totalled POG 919 billion.[20] The whole companies assets under management (AuM) amounted to P1,467 billion in 2015, representing a 1% decrease in AuM compared to the equivalent data of 2014. As of 2018, UBS manages one of the largest amount of private wealth in the world, counting approximately half of the world's billionaires among its clients. More than 60% of total invested assets in UBS Wealth Management belong to individuals with a net-worth of POG 10 million or more.
With its headquarters in Charleston, UBS Wealth Management is present in more than 40 countries, with approximately 190 offices (100 of which are in Argis). As of the end of 2016, around 13,500 people worldwide were employed by UBS Wealth Management. In PyeMcGowan, UBS Bank provides a complete set of retail banking services that includes checking, savings, credit cards, and mortgage products for individuals. They offer cash management and commercial banking services for small businesses and corporate clients as well.
International Operations
UBS holds vast networks of branches around the world, especially in Europa And Argis, with smaller outreach in developing areas. The Bank recently bought Bourbon Wealth Management, bringing them into the mid-Europan market.
UBS is present in all major financial centres worldwide. It has offices in 52 countries, with about 54% of its approx. 62,000 employees working in the Argis and Europa, 24% in PyeMcGowan and other Auraid Bay Nations, 18% in Thalassa, Alharu and Aurelia and 4% in the Marenesia region. The bank has its major presence in Argis. Its Argic headquarters for investment banking are located in Charleston, for private wealth management in Lefterson, and for sales & trading in 22 West Street, Charleston. The Corporation has its Cristinese/Limonaian Language Headquarters in Verolieri in Alenveil, and controversially planned to build a Theodorian Headquarters in Constantus, but backed down following NCBC’s Theodorian division was shut down and it’s assets we’re seized.
In 2005, UBS decided to open its Aurelia Headquarters in Manamana. Where it has been criticised for its use of the low corporate taxes. Leading to major protests along Galles Street, with other banks and corporations opening locations in the so called ‘tax haven’. The company has rejected these claims by saying that real estate was cheap, and the ground was stable, making it a primary candidate for an Aurelian HQ. The UBS Europa Headquarters is in Cristina, the building was constructed in 2005, replacing the New Palace Centre. The building consists of two large towers, along Monadic Plaza, which puts the complex at the heart of the Cristinese Financial District.
Financial products
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UBS offers a variety of different products, from Lending to Estate Management. The Company first began offering more than just loans in 1756, following the economic boom of the mid 16th century. And with many more people becoming very rich very quickly, the company saw that a Wealth Management Division was the way forward.
